Mortgage agent career tool · Ontario
Mortgage Brokerage Comparison Scorecard
Put two brokerage recruiting pitches on the same 100-point framework. The scorecard forces the questions that a headline commission split tends to hide: support, training, lender access, technology, compliance, growth infrastructure and what happens when you leave.
Live-file & underwriting support
Can you identify who reviews a difficult file, when, and to what standard?
Training & mentorship
Is there a real curriculum and case feedback after onboarding?
Net compensation economics
After all fees and conditions, what do you actually retain?
Lender access & placement capability
Does the lender panel fit the business you expect to write?
Technology & workflow
Do the CRM, application, document and communication tools reduce friction?
Compliance & supervision
Are standards clear, responsive and built into the workflow?
Business-development infrastructure
Will you learn to build a database, referrals, content and repeatable acquisition?
Client ownership & exit clarity
Are database, renewal, transfer and live-file rules explicit in writing?
Administration & payment clarity
Can you understand statements, deductions, payment timing and support?
Culture & accountability
Does the environment reward competence, ethics, learning and follow-through?
Brokerage A
60/100
Brokerage B
60/100
The default weights reflect a general professional-development lens, not a universal ranking. Change your mental weighting if your stage differs. A score is only as reliable as the evidence behind it—verify recruiting claims against the agreement, actual workflow and conversations with current agents.
How to score honestly
Do not award five points because a recruiter says “great support.” Ask who handles escalation, how fast, what happens on evenings before a financing-condition deadline, and whether you can speak with a recently onboarded agent. Convert adjectives into evidence.
Use economics as one dimension
Compensation matters, but it belongs beside the systems that determine whether business is generated, packaged correctly and funded. Run both brokerages through the commission calculator using identical production assumptions.
Open commission calculator