Planned
Ontario Mortgage Outlook
Research into mortgage rates, renewals, borrower affordability, housing conditions and lending trends across Ontario.
Research program in development
HopeWell knowledge platform
HopeWell Mortgage Research Institute
Original analysis of Canadian interest rates, Ontario mortgage conditions, private lending, commercial financing and the economic forces affecting borrowers and property owners.
Featured research28 min read
Bank of Canada Rate Forecast 2026: Cut, Hold or Hike?
HopeWell's probability-based analysis of inflation, bonds, CORRA futures, immigration, stagnant GDP, housing, mortgage renewals, productivity and Canada-US trade risks.
Bank of CanadaInterest ratesMortgage ratesCanadian economy
Research programs
What the Research Institute will examine
The Bank of Canada forecast is the first live publication. Additional recurring reports will be introduced as their methodology, data sources and review processes are completed.
Active
Bank of Canada Outlook
Scenario-based analysis of policy-rate decisions, inflation, bond markets, economic growth and mortgage implications.
View current research
Planned
Private Lending Conditions
Anonymized observations about private mortgage purposes, loan-to-value ratios, lender appetite and exit strategies.
Research program in development
Planned
Commercial Lending Conditions
Analysis of commercial property financing, debt-service coverage, valuations and lender appetite.
Research program in development
Planned
Funding Intelligence
Aggregated lessons and emerging patterns from HopeWell’s recently funded mortgage library.
Research program in development
Research, not rate speculation
HopeWell research is designed to explain the evidence, assumptions and uncertainties behind mortgage-market conclusions. Forecasts are judgmental analyses rather than guarantees, and they should not be treated as individualized mortgage advice.
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